The currency for the Lipper calculation corresponds to the currency of the country for
which the awards are calculated and relies on monthly data. Classification averages are calculated with all eligible
share classes for each eligible classification. The calculation periods extend over 36, 60 and 120 months. The highest
Lipper Leader® for Consistent Return (Effective Return) value within each eligible classification determines the fund
classification winner over three, five or 10 years. An investor should carefully consider the investment objectives,
risks, charges, and expenses of this fund before investing. To obtain a prospectus, please call 1-855-582-8006.
The prospectus and summary prospectus should be read carefully prior to investing. There is no guarantee that the fund
will achieve its investment objectives.